How to Pull Equity From Commercial Real Estate
You have equity trapped in your building. The bank won't let you touch it because your CPA did their job. Here is how to unlock it.
You have $1M in equity trapped in your building. The bank won't let you touch it because your CPA did their job and wrote off your income.
There is a fundamental contradiction in commercial real estate investing. The better you are at protecting your wealth, the harder it is to access your equity.
Sophisticated investors don't pay unnecessary taxes. You deploy cost segregation studies, maximize depreciation, and run expenses through your entities. The result is a highly tax-efficient portfolio that shows very little taxable income on paper.
This is exactly what you should be doing. But when you walk into a conventional bank to do a cash-out refinance to fund your next acquisition, the underwriter pulls your tax returns and stops the process cold. To a bank, your tax-efficient brilliance looks like an inability to repay a loan.
They tell you no. Your equity stays trapped in the concrete.
There is a better way to pull your cash out.
Capital Financial Global (CFGX) was built specifically for sophisticated investors whose tax returns don't tell the real story. We are a purely asset-based lender. We do not look at your personal income. We do not look at your global DTI.
When you request a cash-out refinance from CFGX, we look at the property.
- Does the building generate income?
- Does the rent roll support the new debt?
- Is the Loan-to-Value (LTV) within our 75% threshold?
If the answer is yes, we fund the deal. You get your equity out to deploy into your next acquisition, and you get it on a 30-year fixed term. No balloon payments, no maturity cliffs, and no rate resets.
The "Property is the Borrower" Rule
We isolate the asset. By removing your personal financial statement and your tax returns from the underwriting process, we eliminate months of friction. We issue term sheets in 48 hours and close in weeks, not months.
You built the equity. It's yours. Stop letting bank underwriters hold it hostage just because you hired a competent CPA.
No tax returns. No personal financial statements. No DSCR ratio. The property is the borrower. Qualify once. Done for 30 years.
Text property address and loan amount to Scenario Desk at 332-241-8100.
Text 'REFI', the property address, and loan amount to Scenario Desk at 332-241-8100.