M&A
The Structural Failure of Lower-Middle Market M&A Financing
The bottleneck in M&A isn't buyer demand; it's traditional bank underwriting. See how our asset-backed capital stack saves deals killed by the SBA.
Paul Edward Norat
M&A
Stop Losing Acquisitions to the SBA 6-Month Waiting Game
Speed is leverage in M&A. Why waiting on the SBA puts your deal at risk, and how closing in 30 days based on the real estate asset wins the acquisition.
M&A
The SBA-Killer: Buying a Business When the Seller's Tax Returns Are Messy
When main street sellers hide income, traditional banks run away. Learn how to use our capital and an unaudited P&L to close the acquisition anyway.
M&A
"The Property is the Borrower": The Ultimate Hack for Lower-Middle Market Acquisitions
Explaining our core philosophy applied to M&A. If the business occupies the real estate, we underwrite the bricks, not your personal W-2s.
M&A
Partner Buyouts: Removing a Partner Using Your Building's Equity
Partner exits are hostile enough without bank underwriters probing your personal finances. How to use the building's equity to buy them out.
M&A
The OpCo/PropCo Strategy: Structuring Main Street M&A Without Personal Financial Statements
A technical guide for acquisition entrepreneurs. How to separate the operating company from the real estate and finance the building without DTI limits.
M&A
Financing Owner-Occupied Acquisitions With an Unaudited P&L
Demystifying our underwriting. We don't need audited financials or tax returns; we just need to see that the business throws off enough cash to cover the rent.
M&A
Competitor Roll-Ups: Extracting Equity to Buy the Guy Across Town in Cash
Why you shouldn't ask a bank to finance your competitor's buyout. How to do a 30-year fixed cash-out refi on your current building to become a cash buyer.
M&A
Attention Business Brokers: How to Save M&A Deals Killed by Bank Underwriters
Stop letting good deals die because of strict bank underwriting. Bring us the owner-occupied real estate and save your commission.
Bridge Loans
Why Private Lenders Can't Actually Refinance Your Bridge Loan
Stuck in a bridge loan? Trading one private lender for another fast, cheap private lender is a recipe for disaster. You need permanent institutional capital.
Realtor Partners
The Realtor Rescue Trap: Saving Your At-Risk Commercial Deals
Commercial real estate brokers lose millions in commissions to bank underwriters. We are the sure, permanent, institutional capital option to rescue troubled deals.
Asset Based
Commercial Lending: The Property Is The Borrower
The core philosophy of asset-based commercial lending: the property is the borrower. Understanding this shift is the key to scaling your portfolio.